Is my trip already covered by my bank card?
Qover-me travel insurance
Standard bank card
Premium bank card (like Visa Premier or Mastercard Gold)
Refund type
Hospitalisation
Medical expenses limit
Excess
Emergency dental care
Emergency optical care
Health repatriation
Presence of a family member in case of hospitalisation
Search and rescue
Missed departure and delay
Physical injury and material damage
Legal assistance
Legal fees
Refund
Excess
Eligible cancellation reasons
- Death, illness or accident of the insured, a relative, a travelling companion or a person with whom the insured intends to reside during the trip,
- burglary,
- loss of employment,
- jury service,
- Unfavourable weather conditions,
- Crisis situation,
- Coup d'état, or unrest or within the government,
- Change of government opinion (positive to negative)
- Death of a relative,
- accident
Delayed baggages
Lost bagages
Refund per valuable belongings
Excess
Insured persons
Eligibility
- Only if full payment for the trip is made with the credit card
- As long as the card has not reached its expiry date
- Coverage limited to the first 3 months of travel
- Only if full payment for the trip is made with the credit card
- As long as the card has not reached its expiry date
- Coverage limited to the first 3 months of travel
Disclaimer:
Guarantees vary depending on the type of card and the issuing bank.
See the general conditions for full information on the guarantees and conditions of the insurance.
Repatriation, trip cancellation insurance... Does your bank card already provide the right coverage for your holiday? Better to double check.
Travel coverage may be included in your bank card benefits, depending on the card type and issuing bank. When you pay for your travel with your Visa Premier or Mastercard, you and your family (spouse and dependent children under 25) may - depending on the specified conditions - be covered by a repatriation insurance that includes coverage of some medical expenses, death/disability insurance and a number of assistance services. Several of these situations may also be covered by your health insurance.
However, it may not be easy to get your claim accepted as the conditions are usually stringent and coverage may be limited in your country of destination. Such coverage is “one size fits all” and may not match your needs. The same applies to airlines’ trip cancellation insurances, which are generally more expensive than separate policies.
To give you a better idea, here is a summary table of the main differences between the coverages you can get:
Please note: some countries require proof of travel insurance before issuing visas, e.g. China, Russia, Algeria, Cuba or Mongolia.
Qover-me offers you flexible coverage. You can design your own travel insurance coverage according to your profile and needs. You know what you’re paying for, under fair conditions and at a fair price. Just what you need for a carefree holiday!
Click below to find the insurance that suits you. Don't hesitate to contact us if you have any questions about our travel insurance.
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